**Direct Gulf Access Living with Exceptional Rental Potential!** Welcome to your Southwest Florida waterfront retreat! Perfectly situated before the bridge to Fort Myers Beach, this beautifully updated home offers direct Gulf access, no island traffic, and no additional island taxes-making it an ideal choice for boaters, investors, or anyone seeking the ultimate coastal lifestyle. For investors, the property offers excellent income-producing potential, with projected annual rental income exceeding $20,000. Step inside to discover a thoughtfully designed interior featuring a stunning custom kitchen, beautifully remodeled bathrooms, and an expansive living room with soaring vaulted ceilings. The primary and guest bedrooms feature elegant tray ceilings, crown molding, and ambient lighting, creating a warm and inviting atmosphere throughout. A versatile den with a built-in Murphy bunk bed provides additional space for guests, a home office, or expanded rental accommodations. Downstairs, you'll find approximately 700 square feet of air-conditioned bonus space, perfect for a workshop, hobby area, storage, or future customization. Outdoor living shines with composite stairs leading to a spacious lanai deck complete with contemporary cable railing-the perfect setting for morning coffee, sunset cocktails, or entertaining family and friends. Boaters will appreciate the composite dock, captain's walk, boat lift, and convenient electric and water service at the dock. Additional features include a high-efficiency Trane air conditioning system installed in 2020, durable upgrades throughout, and a peaceful neighborhood with no HOA fees. "Bonus Lower-Level Living: Enjoy an additional 660 sq. ft. climate-controlled space perfect for a media room, home gym, etc. This versatile area opens directly to a private covered patio, offering the ultimate setup for indoor-outdoor entertaining and premium extra storage." Located just minutes from Fort Myers Beach by boat, bicycle, or car, you'll enjoy easy access to white-sand beaches, waterfront dining, shopping, entertainment, and the trolley stop. Whether you're searching for a full-time residence, vacation getaway, or investment property, this exceptional waterfront home delivers the perfect combination of location, lifestyle, and value.
| MLS # | 2026030373 |
|---|---|
| Listing Type | For Sale |
| Style | House |
| Sub-Type | Resale |
| Status | Active |
| Year | 1994 |
| Days On Site | 76 |
| Listing Provided By | Gulf Coast Realty LLC | Jan Wallace |
| Bed(s) | 2 |
|---|---|
| Bath(s) | 2 Total |
| SQ Feet | 1,320 |
| Garage | 2 |
| Story(s) | 1 |
| Units | 1 |
| Zoning | RS-1 |
| Acreage | 0.27 |
| Water Front | Yes |
| Property View | Yes |
| Rooms Total | 0 |
|---|---|
| Cooling Yes / No | Yes |
| Cooling | Ceiling Fan(s), Central Electric |
| Heating Yes / No | Yes |
| Heating | Central Electric |
| Interior Features | Built-In Cabinets, Coffered Ceiling(s), French Doors, Laundry Tub, Smoke Detectors, Walk-In Closet(s) |
| Furnished | Negotiable |
| Appliances | Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Icemaker, Washer |
| Fireplace Yes / No | No |
| Laundry Features | Laundry in Residence, Laundry Tub |
| Room Dining Room Features | Breakfast Bar, Dining - Family |
| Exterior Features | Boat Dock Private, Boat Lift, Captain's Walk, Composite Dock, Dock Included, Elec Avail at dock, Water Avail at Dock, Screened Balcony, Outdoor Shower, Storage |
|---|---|
| Roof | Metal |
| Security Features | Smoke Detector(s) |
| Construction Materials | Wood Frame, Stucco, Vinyl Siding |
| Lot Features | Corner Lot, Cul-De-Sac, Irregular Lot |
| Patio And Porch Features | Patio |
| Garage Yes / No | Yes |
|---|---|
| Attached Garage Yes / No | Yes |
| Parking Features | Attached |
| Tax Annual Amount | 5540.36 |
|---|---|
| Tax Legal Description | TIP TOP TERRACE UNIT 2 PB 25 PG 101 LOT 21 |
| Tax Year | 2025 |
| State | FL |
|---|---|
| County | Lee |
| City | FORT MYERS BEACH |
| Zip Code | 33931 |
| Area | TIP TOP TERRACE |
| Community Name | TIP TOP TERRACE |
| School District | CHOICE |
| High School | CHOICE |
| Listing VS Median (in TIP TOP TERRACE) | |
Price: $849,000 low | high Med: $734,900 sqft: 1,320 low | high Med: 1,907 $ / sqft: $643 low | high Med: $385 On site: 76 low | high Med: 285 | |
| State | FL |
|---|---|
| County | Lee |
| City | FORT MYERS BEACH |
| Zip Code | 33931 |
| Area | TIP TOP TERRACE |
| Community Name | TIP TOP TERRACE |
| School District | CHOICE |
| High School | CHOICE |
| Listing VS Median (in TIP TOP TERRACE) | |
Price: $849,000 low | high Med: $734,900 sqft: 1,320 low | high Med: 1,907 $ / sqft: $643 low | high Med: $385 On site: 76 low | high Med: 285 | |